BPI Construction Loan: hanggang 90% financing, 20 taon ang termino

Mula 10% na down payment at 7%–12% interest rate ayon sa progreso ng obra

BPI Construction Loan: hanggang 90% financing, 20 taon ang termino

Ang BPI Construction Loan ay nag-aalok ng madaling aplikasyon sa branch o online, may suporta sa lahat ng hakbang, at transparent na proseso ng pag‑release ng pondo.

Perpekto para sa house construction sa vacant lot, demolition + reconstruction, o combined lot purchase + construction.

Tungkol sa Bangko:

Itinatag noong 1851, ang Bank of the Philippine Islands (BPI) ay ang kauna-unahang bangko sa Pilipinas at isa sa pinakamalawak ang saklaw ng serbisyo.

Nag-aalok ito ng iba’t ibang produkto gaya ng deposit accounts, personal at housing loans (kasama ang BPI Construction Loan), credit cards, investment services, at advanced digital banking sa pamamagitan ng BPI Online at Mobile App.

Pangunahing Katangian ng BPI Construction Loan

  • Down Payment mula 10%* (subject sa appraisal)
  • Flexible Term: 1–20 taon
  • Indicative Rates: 7.00%–12.00% bawat taon
  • Financing up to 90% ng property value
  • Aprobadong suporta sa branch o accredited broker/developer

Mga Kahinaan

  • Kinakailangang property appraisal bago mag-release ng pondo
  • Limitado sa construction activities—vacant lot, demolition, o combo purchase + construction

Narito ang Mga Payo Para sa Iyo

Bago mag-apply, kunin muna ang appraisal report para malaman ang eksaktong down payment at loanable amount.

Ihanda ang lahat ng dokumento—project plans, proof of lot ownership, at income proofs—sa isang folder para hindi ma-delay ang proseso.

Requirements to apply for this loan

  • Filled Application Form
  • Valid Government ID
  • Proof of Income (payslips o financial statements)
  • Proof of Lot Ownership o purchase agreement
  • Property Appraisal Report

How to apply for the loan

  • Pumunta sa BPI branch o accredited broker/developer.
  • Punan ang application form at isubmit ang requirements.
  • Hintayin ang SMS notification ng approval.
  • Bumisita para pumirma ng loan documents.
  • Umasang magsimula ang release ng pondo ayon sa construction progress.

Apply for your Loan

Pagkatapos maaprubahan, ire-release ang pondo step‑by‑step habang nagpapatuloy ang konstruksyon, para hindi ka maubusan.

Para sa karagdagang tulong, tumawag sa 24‑hour BPI Contact Center sa (+632) 889‑10000 o mag-schedule ng appointment online.

Mag-apply Ngayon

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